E-Hailing Insurance for E-hailing Drivers

E-hailing drivers must apply for the Public Service Vehicle (PSV) licence from April 1, says the Road Transport Department (JPJ) and they have until July 12, 2019 to do so.

Apart from apply for a PSV licence, vehicles used for e-hailing that is more than 3 years will need to undergo inspection test at Puspakom centre. A special sticker will also be issued by the e-hailing operator to indicate that it is a e-hailing Vehicles.

E-hailing drivers must also take note to purchase car insurance that provide coverage for e-hailing activities. Currently, many e-hailing vehicles are operating using their existing motor insurance that is specifically for private use.

Without an e-hailing insurance, e-hailing drivers are putting themselves and their passengers at risk as there will be no coverage for accidents and bodily injuries. Apart from breaching the law, e-hailing drivers risk legal liability of being sued by the passengers for negligent.

E-hailing Insurance is new in Malaysia and Allianz is among the first few to offer E-hailing Insurance as an add-on to existing private motor insurance. This allow E-hailing drivers to enjoy private vehicle insurance premium rating instead of commercial rating such as taxi, car rental etc.

To sign-up for Allianz E-hailing Insurance, you should opt for “private hire car” add-on to be added to your comprehensive motor insurance.

Allianz e-Hailing Insurance come with below benefits:
– Loss or damage to your own car
– Liability to Third Party
– Legal liability to fare-paying passengers
– Personal Accident cover of RM50,000 due to accidental injury or death of the authorised e-hailing driver
– Legal liability of fare paying passengers for negligent act