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Tag: special perils

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Special Perils Insurance to cover flash flood

October 1, 2014

Thunder storms, heavy rain and low laying areas around Klang Valley frequently lead to flash flood and turns open car parks and basement into swimming pools. Despite the SMART tunnel, sudden heavy rain fall will quickly leads to river bank overflows, resulting in flash flood that comes and subside. It may come and go within…
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My car was damaged by a fallen tree

March 12, 2014

What happen if my car was damaged by a fallen tree?  Do I get to claim for my damages?  While, that depend if on your car insurance coverage, is it a third party or comprehensive?  If it is a third party policy, you cannot claim for damages from your insurer as Third Party Policy does…
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