Category Archives: Insurance tip

• Domestic Maid Insurance and Socso

  Posted on January 3, 2022 by admin in Insurance tip

  Domestic maids are now required to be covered under the Social Security Organization (Socso). Under the Employees’ Social Security Act 1969, domestic maids will be covered under the Employment Injury Scheme and Invalidity Scheme, which will help ease the burdens faced by both the employers and affected workers including in medical expenses. Employers may face […]

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• Unfortunate victim of motor policy

  Posted on July 5, 2019 by admin in About Car Insurance, Insurance tip

  I MET with an accident last week and submitted a no-fault own damage claim against the other party who hit my car from behind. According to the Bank Negara Malaysia motor claim guidelines, I am required to bear the betterment cost, given that my car is slightly more than five years old. I reckon this […]

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• would driving with an expired licence breach your insurance?

  Posted on September 19, 2018 by admin in Insurance tip

  There has been some misunderstanding in this subject matter. Many people thinks that if your driving licence is expired, your motor insurance stop coverage too. This is mainly due to the policy wording in the insurance policy that says: “Unlicensed Drivers – There is no cover under this Policy if You or Your Authorised Driver […]

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  Would consuming alcohol affect your insurance?

  Posted on August 14, 2018 by admin in Insurance tip

  When you drink, don’t drive! This is the advise to all drivers, it protects you as well as other road users. It is common knowledge that your car insurance will not respond if you get involved in an accident under the influence of Alcohol. No only that, it is a crime and you can be […]

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• Accident due to using Mobile phone

  Posted on August 6, 2018 by admin in Insurance tip

  Many people know that it is an offend to drive while using mobile phone, yet you will find some many irresponsible drivers talking or checking their whatsapp while driving. Not only will they get fined if caught by traffic police, but their insurance company can decline to accept liability when met with an accident. In […]

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• What to do if your car is stolen

  Posted on March 15, 2018 by admin in Insurance tip

  You wake up in the morning and get ready to head to work.  You walk toward your car pouch / parking bay and …… you did not see your car there!!!  The first thing that come to your mind is ” My car is stolen!!” Well, it is natural to get panic.  We would like […]

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• Adding Name driver to your insurance

  Posted on February 13, 2018 by admin in Insurance tip

  When you renew your car insurance, you will most probably be asked if you wish to add a second name driver for Free.  A name driver is someone who is legally included into the Motor Insurance Policy, otherwise, the policy owner is basically the vehicle owner. There are many occasions whereby parent may purchase a vehicle […]

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  Don’t Engage Third Party Tow Truck Service

  Posted on November 6, 2017 by admin in Insurance tip

  When met with an accident, it is common to be stressful and we gladly accept any help that come forward.  Tow Truck operators are usually the first to reach the accident scene.  They seem to be very knowledgeable and helpful, offering all sort of advises from repair cost, to insurance claim etc.  The best part […]

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• Buying motor Insurance direct or through Agent

  Posted on June 15, 2017 by admin in Insurance tip

  It is now easier to purchase your car insurance compared to many years ago. In the past, you will have to purchase your car insurance through agent by walking into their office. Nowadays, you renew your car insurance online without the need to leave your home or office. Many insurance agents (like us) offer online […]

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• legal implication of using my car for Uber / Grab

  Posted on May 30, 2016 by admin in Insurance tip

  The economy is getting soft and many people are looking at getting part-time job to help subsiding the raising cost of living.  Ride-sharing application such as Uber and Grab seems attractive to many, since most of these middle-income group owns a car, and the flexibility of working after work or in weekends appeals to many. […]

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• My car Insurance expired!

  Posted on May 30, 2016 by admin in Insurance tip

  Let’s hope that you find out about your car insurance had expired when you check out your road tax disc, and not being told that your car insurance has expired when you are involved in an accident. It is not uncommon that to be in a situation where you are involved in an accident without […]

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• What to do when your car is trapped underwater

  Posted on May 17, 2016 by admin in Insurance tip

  It is unlikely that anyone is trained to escape from a car trapped underwater.  We never imagine that we would drove our car into one.  But, accident do happen.  It could be a wrong turn that get you plunging into the river or pond, or a hit from other vehicle that throw you off the […]

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• Appeals Court rules passengers in Malaysian cars cannot claim for accidents in Singapore

  Posted on May 17, 2016 by admin in Insurance tip

  Come across this new article and think it is good to be posted here for record purposes.  Any one who frequently drive their cars into Singapore must include Legal Liability to Passengers as it is compulsory in Singapore.   03 March 2016 PETALING JAYA: The Court of Appeal ruled on Wednesday that passengers riding in […]

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  what to do if your car is trapped in a flood

  Posted on May 13, 2016 by admin in Insurance tip

  What should you do if you find that your car is trapped in a flood.  It may be a submerge basement parking, or you can be caught in a flash flood that you cannot escape due to the traffic congestion.  Flash food is common in Malaysia, especially in Kuala Lumpur where a sudden downpour can immersed […]

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• Car lost during cash wash

  Posted on April 13, 2016 by admin in Insurance tip

  If you regularly send your car to for car wash, did you notice that there are some people who simply pass their car key to the car wash attendant and mentioned that they will be back hours later to collect their car.  Many Malaysian do not like the idea of paying for car wash service […]

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